Licensing and Disclosures
JOINTLY LLC, NMLS ID #2678347, is a marketing lead generator and licensed mortgage broker. Jointly does not originate, make, or fund mortgage loans and is not a mortgage lender, correspondent lender, or mortgage lending company. All mortgage loans are arranged by lenders.
Mortgage Lenders advertise their interest rates, products, and services for consumers to compare market interest rates while working with real estate agent users of Jointly LLC’s (“Jointly”) real estate transaction management platform.
Jointly makes when participating lenders pay us to advertised their interest rates and/or programs for comparison on this site and we may receive compensation when a consumer connects with a lender through this site.
We do not steer or promote consumers to any particular advertising participant. Interest rates are displayed in order from lowest to highest Rate, APR, Payment, or Cost and the user can select their preference. Our platform serves to match consumers with participating lenders who can offer them mortgage loan products based on the information and criteria the consumer submits. The information submitted is not an application for a mortgage loan or request for pre-qualification or pre-approval. There is no obligation for the consumer to use any participating lender they are connected with on this site. Jointly does not endorse or guarantee the service of product of any participating lender
Jointly LLC is not acting as an agent for any consumer in connection with obtaining a residential mortgage loan. There is no cost to consumers to use this site. Jointly does not guarantee the rates, points, or loan programs offered by participating lenders on our platform. We cannot guarantee the lowest or best terms available in the market. This site does not include information about every mortgage program or services. Different terms and rates may be available from lenders who do not participate on this platform. Jointly recommends consumers compare multiple lenders to find the best fit for their needs.
Disclosed rates, payments, APR, and costs are retrieved via Mortech, based on data submitted by the lender participant. Lenders’ rates and terms are subject to change without notice. Rates and details shown may not include all applicable fees, taxes, insurance, or mortgage insurance. Payments displayed do not include taxes, insurance, or mortgage insurance (as applicable) and actual payments will be higher. The actual rate, APR, payment and terms are determined by the lender based on the consumer’s individual credit profile, property, and other cicrumstances.
If consumers choose to transact with participating lenders, the lender may require an application fee to cover the costs of an appraisal, credit report, or other items. All credit decisions and conditional rates and terms offered are the responsibility of the participating lenders and will vary based upon the loan term and product selected, credit history, type of property, location, and occupancy. Not all consumers qualify for the loans they are interested in.
